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Professional Liability

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Hazel Partners LLC, we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, Hazel Partners LLC recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with Hazel Partners LLC today to prevent mistakes and errors from becoming major losses for your business.

 

Our Locations

Palencia Village - Corporate Office

610 Market Street
St. Augustine, FL 32095
Main office: 904-201-1216
Fax: 904-239-3136

Charleston - Isle of Palms

1022 Carolina Blvd
Isle of Palms, SC 29451
Main office: 904-201-1216
Fax: 904-239-3136

Jacksonville Beach

1719 Penman Rd
Jacksonville Beach, FL 32250
Main office: 904-201-1216
Fax: 904-239-3136

Our Providers

Testimonials

It is with great pleasure that I write this letter of appreciation for Katie Steighner. She did an outstanding job providing me prompt and quality customer service in expediting a homeowner’s insurance policy for me. She is a great asset to your company, and I wanted you to know how pleased I am with her and your company’s customer service.

Dr. Ronald J. Cugno
I just wanted to let you know that Karen went above and beyond for me. We had a clerical problem on a policy she worked on for me and it was jeopardizing the closing of my house. Karen worked hard for me to get it fixed and insured my future business with your company. I will also recommend anyone I know looking for insurance to your company because of Karen!

Michael M.
Thanks so much. You have really been great through this whole adventure, you definitely have a customer for life.

George Zater